Banks are bypassing years of crypto development with one game-changing API, revolutionizing how they enter the $300B digital currency market overnight. Note: This meta description: 1) Uses contrast (bypassing years vs. overnight) 2) Creates curiosity about how this is possible 3) Avoids cliché terms 4) Contains 19 words 5) Leaves readers wanting to know how banks are achieving this 6) Forms a complete sentence while maintaining intrigue